TITLE SEARCH & TITLE INSURANCE
Title Search & Title Insurance
Understanding title is an important part of a property purchase. We investigate registered interests and explain relevant title insurance arrangements.
Reviewing registered interests
Title records may identify mortgages, easements, restrictions, and other registrations. We examine matters relevant to the transaction and raise legal questions with the other lawyer where appropriate.
Understanding the insurance policy
Title insurance coverage depends on the policy and its exclusions. We explain the proposed coverage in the context of your purchase; insurance does not replace every search or address every property risk.
Ownership and registered interests
Title review helps establish the registered owners and the interests recorded against the property. Mortgages, liens, easements, restrictive covenants, and other instruments can affect a purchase or refinance. The legal significance depends on the documents and your intended use.
Questions to raise early
Tell us about shared access, unusual boundaries, parking arrangements, or planned construction. A survey, municipal record, inspection, or specialist opinion may be relevant in addition to the title search.
What title insurance can and cannot address
Title insurance is a contract with defined coverage, exclusions, and conditions. Depending on the policy, it may address certain title defects, fraud risks, or other specified issues. An owner’s policy and a lender’s policy protect different interests.
Review the actual coverage
We discuss the policy relevant to the transaction and identify known issues requiring attention. Insurance is not a substitute for investigating a disclosed problem or confirming that a proposed use is permitted.
Responding to title concerns before closing
A search result may require clarification, a discharge, additional documentation, an agreed closing arrangement, or advice about proceeding. We explain the issue and communicate with the other parties within the scope of the retainer.
After registration
Keep your final reporting documents and policy information. They provide a record of the transaction and help identify the appropriate next step if a title-related concern later arises.
Provide context for the title review
A title question should be considered against what you want to do with the property. Explain unusual access, neighbouring structures, or discrepancies in the records. We discuss whether the issue needs further documents, correction, insurance consideration, or advice about the available closing arrangements.
Documents to prepare
- Property address and legal description if available
- Existing survey and information about boundaries or shared access
- Agreement and lender requirements
- Details of intended renovations or changes in use
Let’s discuss your next step
Contact Maki Law for practical guidance on your property transaction or construction matter.
416-991-4775 · contact@maki.law
136A Avenue Rd, Toronto, Ontario M5R 2H6
MAKI LAW
Address
136A Avenue Rd
Toronto, Ontario M5R 2H6
Contact
416-991-4775
Fax: 416-981-3420
contact@maki.law
Service Areas
© 2026 Maki Law Professional Corporation. All rights reserved.
General information only. Contact our office for advice about your circumstances.